:root{color-scheme:light;--ink:#18332e;--muted:#5d6d67;--paper:#f6f7f2;--card:#fff;--accent:#13684e;--accent-dark:#0b4f3a;--line:#dce5dc;--gold:#d8a14a;--blue:#6d9db6;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}body{margin:0}a{color:var(--accent);text-underline-offset:.2em}a:hover{text-decoration-thickness:2px}h1,h2,p{margin-top:0}p{line-height:1.65}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:var(--accent);margin-bottom:1rem;font-size:.72rem;font-weight:800}.lead{color:var(--muted);max-width:57ch;font-size:clamp(1.1rem,2vw,1.3rem)}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}[hidden]{display:none!important}:focus-visible{outline:3px solid var(--accent);outline-offset:3px}.skip-link{z-index:10;background:#fff;padding:.8rem 1rem;position:absolute;top:-6rem;left:1rem}.skip-link:focus{top:1rem}.site-header,main,footer{max-width:76rem;margin:auto;padding-inline:clamp(1.25rem,4vw,3rem)}.site-header{border-bottom:1px solid var(--line);align-items:center;min-height:5.4rem;display:flex}.site-header a{color:var(--ink);letter-spacing:-.025em;font-size:1.05rem;font-weight:800;text-decoration:none}main{min-height:70vh;padding-block:clamp(2.5rem,5vw,5rem)}footer{border-top:1px solid var(--line);color:var(--muted);flex-wrap:wrap;justify-content:space-between;gap:1rem;padding-block:2rem;font-size:.85rem;display:flex}footer nav{flex-wrap:wrap;gap:1.25rem;display:flex}h1{letter-spacing:-.065em;max-width:15ch;font-size:clamp(2.8rem,6vw,5.2rem);line-height:1.05}h2{letter-spacing:-.04em;font-size:clamp(1.45rem,3vw,2rem);line-height:1.2}.hero{border:1px solid var(--line);background:radial-gradient(circle at 85% 15%,#dcefe1,#0000 33%),linear-gradient(130deg,#eef5e9,#f6f7f2 65%);border-radius:1.5rem;padding:clamp(2rem,6vw,5rem)}.hero .lead{margin-bottom:2rem}.button{background:var(--accent);color:#fff;font:inherit;cursor:pointer;border:0;border-radius:.65rem;justify-content:space-between;align-items:center;gap:1.25rem;min-height:3.2rem;padding:1rem 1.3rem;font-weight:750;text-decoration:none;display:inline-flex}.button:hover{background:var(--accent-dark);color:#fff}.content-section{max-width:62rem;padding:clamp(3rem,5vw,5rem) 0}.content-section p{max-width:72ch;color:var(--muted)}.content-section code{color:var(--ink);overflow-wrap:anywhere;background:#e8eee6;border-radius:.2rem;padding:.1rem .25rem}.tool-heading{max-width:62rem;margin-bottom:2.5rem}.tool-heading h1{max-width:20ch}.back-link{margin-bottom:2.5rem;font-size:.85rem;font-weight:700;text-decoration:none;display:inline-block}.calculator-layout{grid-template-columns:minmax(0,1.12fr) minmax(19rem,.88fr);align-items:start;gap:1.25rem;display:grid}.panel{background:var(--card);border:1px solid var(--line);border-radius:1.15rem;padding:clamp(1.25rem,3vw,2rem);box-shadow:0 10px 35px #123c2510}.panel-heading{align-items:center;gap:.75rem;margin-bottom:1.7rem;display:flex}.panel-heading h2{margin:0;font-size:1.35rem}.step-number{width:2rem;height:2rem;color:var(--accent);background:#e7f2e8;border-radius:50%;flex:0 0 2rem;place-items:center;font-size:.72rem;font-weight:800;display:grid}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem 1rem;display:grid}.field label,fieldset legend{margin-bottom:.55rem;font-size:.86rem;font-weight:750;display:block}.input-wrap{background:#fff;border:1px solid #b9c9bd;border-radius:.55rem;align-items:center;min-height:3rem;display:flex;overflow:hidden}.input-wrap:focus-within,select:focus{border-color:var(--accent);box-shadow:0 0 0 3px #13684e22}.input-wrap>span{color:var(--muted);white-space:nowrap;padding:0 .8rem}.input-wrap input{width:100%;min-width:0;font:inherit;color:var(--ink);background:0 0;border:0;outline:0;padding:.8rem .7rem}.input-wrap input:first-child{padding-left:.85rem}select{width:100%;height:3rem;color:var(--ink);font:inherit;background:#fff;border:1px solid #b9c9bd;border-radius:.55rem;padding:0 .8rem}.field-error{color:#a52724;min-height:1.25rem;margin-top:.25rem;font-size:.76rem;display:block}input[aria-invalid=true],select[aria-invalid=true]{color:#a52724}.input-wrap:has([aria-invalid=true]){border-color:#a52724}.timing{border:0;margin:1rem 0 0;padding:0}.timing label{color:var(--muted);align-items:center;gap:.55rem;margin:.55rem 0;font-size:.9rem;display:flex}.timing input{accent-color:var(--accent);width:1rem;height:1rem}.calculate-button{width:100%;margin-top:1rem}.result-panel{background:#f0f5ed}.result-label{color:var(--muted);margin:0;font-size:.85rem}.result-value{letter-spacing:-.065em;overflow-wrap:anywhere;margin:.25rem 0 .5rem;font-size:clamp(2.5rem,5vw,4rem);font-weight:850;line-height:1.1}.result-context{color:var(--muted);margin-bottom:2rem;font-size:.85rem}.breakdown{border-top:1px solid var(--line)}.breakdown div{border-bottom:1px solid var(--line);justify-content:space-between;gap:1rem;padding:.9rem 0;font-size:.88rem;display:flex}.breakdown span{color:var(--muted)}.breakdown strong{font-variant-numeric:tabular-nums;text-align:right}.balance-track{background:#dce5dc;border-radius:1rem;width:100%;height:1rem;margin-top:1.5rem;display:block;overflow:hidden}.track-principal{fill:var(--blue)}.track-contributions{fill:var(--accent)}.track-interest{fill:var(--gold)}.chart-key{color:var(--muted);flex-wrap:wrap;gap:.8rem 1.2rem;margin:.75rem 0 0;font-size:.72rem;display:flex}.chart-key span:before{content:"";border-radius:50%;width:.55rem;height:.55rem;margin-right:.35rem;display:inline-block}.key-principal:before{background:var(--blue)}.key-contributions:before{background:var(--accent)}.key-interest:before{background:var(--gold)}.annual-panel{margin-top:1.25rem}.annual-panel>p{color:var(--muted);font-size:.87rem}.table-scroll{overflow-x:auto}table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:35rem;font-size:.87rem}th,td{text-align:right;border-bottom:1px solid var(--line);padding:.8rem .55rem}th:first-child,td:first-child{text-align:left}th{color:var(--muted);font-size:.76rem}tbody tr:nth-child(2n){background:#f8faf6}.explanation{margin-top:1rem}.explanation h2{margin-bottom:1.4rem}@media (width<=850px){.calculator-layout{grid-template-columns:1fr}.result-panel{max-width:none}}@media (width<=530px){.field-grid{grid-template-columns:1fr}.panel{padding:1.25rem}.hero{padding:1.6rem}h1{font-size:2.8rem}.result-value{font-size:2.7rem}}.form-actions{align-items:center;gap:1rem;margin-top:1rem;display:flex}.form-actions .calculate-button{flex:1;margin:0}.reset-button{color:var(--accent);font:inherit;cursor:pointer;white-space:nowrap;background:0 0;border:0;padding:.7rem;font-size:.85rem;font-weight:750}.reset-button:hover{text-decoration:underline}@media (width<=530px){.form-actions{flex-direction:column;align-items:stretch}.reset-button{align-self:center}}.calculation-error{color:#a52724;margin:1rem 0 0;font-size:.9rem}.table-scroll:focus-visible{outline-offset:-3px}.guide-article{max-width:68rem}.guide-article .content-section{border-top:1px solid var(--line)}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin-top:1.5rem;display:grid}.guide-card{background:var(--card);border:1px solid var(--line);border-radius:1rem;padding:1.4rem;box-shadow:0 8px 28px #123c250b}.guide-card h3{margin:.25rem 0 .65rem;font-size:1.25rem;line-height:1.25}.guide-card h3 a{color:var(--ink);text-decoration-thickness:1px}.guide-card p:last-child{color:var(--muted);margin-bottom:0}.note{border-left:4px solid var(--gold);max-width:72ch;color:var(--ink);background:#fff9eb;border-radius:0 .65rem .65rem 0;margin:1.5rem 0;padding:1rem 1.1rem;line-height:1.6}.plain-list{max-width:70ch;color:var(--muted);padding-left:1.3rem;line-height:1.65}.plain-list li+li{margin-top:.55rem}.next-guide{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:1rem;margin-top:1rem;padding:2rem 0;display:flex}.next-guide span{color:var(--muted);text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:750}.next-guide a{text-align:right;font-weight:750}.consent-panel{z-index:20;border:1px solid var(--line);background:#fff;border-radius:1rem;max-width:38rem;margin:auto;padding:1.25rem;position:fixed;inset:auto 1rem 1rem;box-shadow:0 14px 50px #102d2460}.consent-panel h2{margin-bottom:.5rem;font-size:1.25rem}.consent-panel p{color:var(--muted);margin-bottom:1rem;font-size:.9rem}.consent-actions{align-items:center;gap:.75rem;display:flex}.consent-actions .button{min-height:2.7rem;padding:.7rem 1rem}.privacy-choice{z-index:15;border:1px solid var(--line);color:var(--accent);font:inherit;cursor:pointer;background:#fff;border-radius:2rem;padding:.55rem .8rem;font-size:.78rem;font-weight:700;position:fixed;bottom:1rem;right:1rem;box-shadow:0 5px 20px #102d2420}@media (width<=530px){.consent-actions{flex-direction:column;align-items:stretch}.consent-actions .reset-button{align-self:center}}@media (width<=650px){.guide-grid{grid-template-columns:1fr}.next-guide{flex-direction:column;align-items:flex-start}.next-guide a{text-align:left}}.site-header{justify-content:space-between;gap:2rem}.site-header nav{align-items:center;gap:1.5rem;display:flex}.site-header nav a{letter-spacing:0;color:var(--muted);font-size:.86rem}.site-header nav a:hover{color:var(--accent)}.brand{align-items:center;gap:.65rem;display:inline-flex}.brand-mark{background:var(--accent);color:#fff;letter-spacing:0;border-radius:.6rem;place-items:center;width:2rem;height:2rem;font-size:.9rem;display:grid;box-shadow:inset 0 0 0 1px #ffffff25}.home-hero{border:1px solid var(--line);background:radial-gradient(circle at 92% 5%,#d6efe0,#0000 34%),linear-gradient(135deg,#edf5e9,#f9faf6 70%);border-radius:1.65rem;grid-template-columns:minmax(0,1.35fr) minmax(17rem,.65fr);align-items:end;gap:clamp(2rem,6vw,5rem);padding:clamp(2rem,6vw,5rem);display:grid;overflow:hidden}.home-hero h1{max-width:13ch}.hero-actions{flex-wrap:wrap;align-items:center;gap:1.25rem;margin-top:2rem;display:flex}.text-link,.card-link{font-weight:750;text-decoration-thickness:1px}.hero-proof{gap:.75rem;display:grid}.hero-proof div{border-top:1px solid #b9d4c2;gap:.1rem;padding-top:.8rem;display:grid}.hero-proof strong{font-size:1.25rem}.hero-proof span{color:var(--muted);font-size:.82rem;line-height:1.4}.tools-section{padding:clamp(4rem,8vw,7rem) 0}.section-heading{justify-content:space-between;align-items:end;gap:2rem;margin-bottom:2rem;display:flex}.section-heading h2{margin:0;font-size:clamp(2rem,4vw,3.2rem)}.section-heading>p{max-width:48ch;color:var(--muted);margin:0}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.tool-card{background:var(--card);border:1px solid var(--line);border-radius:1.2rem;flex-direction:column;min-height:24rem;padding:clamp(1.4rem,3vw,2.1rem);transition:transform .2s,box-shadow .2s,border-color .2s;display:flex;box-shadow:0 12px 38px #123c250a}.tool-card:hover{border-color:#b8cfbd;transform:translateY(-3px);box-shadow:0 18px 45px #123c2514}.tool-card-featured{background:linear-gradient(145deg,#f2f8ef,#fff 58%);border-color:#b8d4be}.tool-card-top{justify-content:space-between;align-items:center;display:flex}.tool-icon{width:2.8rem;height:2.8rem;color:var(--accent);background:#e2f1e5;border-radius:.85rem;place-items:center;font-size:1.2rem;font-weight:850;display:grid}.status-badge{background:var(--accent);color:#fff;text-transform:uppercase;letter-spacing:.09em;border-radius:2rem;padding:.38rem .65rem;font-size:.68rem;font-weight:800}.status-badge-neutral{color:var(--muted);background:#edf1eb}.tool-category{color:var(--accent);text-transform:uppercase;letter-spacing:.12em;margin:2rem 0 .5rem;font-size:.72rem;font-weight:800}.tool-card h3{letter-spacing:-.04em;margin:0 0 .8rem;font-size:clamp(1.5rem,3vw,2rem)}.tool-card h3 a{color:var(--ink);text-decoration:none}.tool-card>p:not(.tool-category){color:var(--muted)}.tool-details{flex-wrap:wrap;gap:.5rem;margin:1rem 0 2rem;padding:0;list-style:none;display:flex}.tool-details li{border:1px solid var(--line);color:var(--muted);border-radius:2rem;padding:.4rem .65rem;font-size:.72rem}.card-link{justify-content:space-between;gap:1rem;margin-top:auto;text-decoration:none;display:inline-flex}.home-principles{border-top:1px solid var(--line);grid-template-columns:minmax(16rem,.75fr) minmax(0,1.25fr);gap:clamp(2rem,7vw,6rem);padding:clamp(4rem,8vw,7rem) 0;display:grid}.principle-list{gap:0;display:grid}.principle-list article{border-top:1px solid var(--line);grid-template-columns:2.5rem minmax(9rem,.6fr) 1fr;gap:1rem;padding:1.25rem 0;display:grid}.principle-list article:first-child{border-top:0;padding-top:0}.principle-list strong{color:var(--accent);font-size:.75rem}.principle-list h3{margin:0;font-size:1rem}.principle-list p{color:var(--muted);margin:0;font-size:.88rem}.learning-strip{background:var(--ink);color:#fff;border-radius:1.2rem;grid-template-columns:1fr 1fr;gap:2rem;padding:clamp(1.5rem,4vw,3rem);display:grid}.learning-strip .eyebrow{color:#98d1b0}.learning-strip h2{margin:0}.learning-strip>p{color:#d8e3df;margin:0}.learning-strip a{color:#fff}.mode-picker{border:0;grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin:0 0 1.35rem;padding:0;display:grid}.mode-picker legend{grid-column:1/-1}.mode-picker label{cursor:pointer;background:#fff;border:1px solid #b9c9bd;border-radius:.7rem;align-items:center;gap:.7rem;min-height:4.4rem;padding:.8rem;display:flex;position:relative}.mode-picker label:has(input:checked){border-color:var(--accent);background:#f3f8f1;box-shadow:0 0 0 2px #13684e22}.mode-picker input{accent-color:var(--accent);flex:none;width:1rem;height:1rem}.mode-picker span{gap:.15rem;display:grid}.mode-picker small{color:var(--muted);font-size:.74rem}.mode-picker strong{font-size:.86rem}@media (width<=780px){.site-header{align-items:flex-start;padding-block:1rem}.site-header nav{flex-wrap:wrap;justify-content:flex-end;gap:.85rem}.home-hero,.home-principles,.learning-strip{grid-template-columns:1fr}.section-heading{flex-direction:column;align-items:flex-start}.tool-grid{grid-template-columns:1fr}.principle-list article{grid-template-columns:2.5rem 1fr}.principle-list p{grid-column:2}}@media (width<=530px){.site-header{justify-content:stretch;display:grid}.site-header nav{justify-content:flex-start}.mode-picker{grid-template-columns:1fr}.home-hero{border-radius:1.1rem}.tool-card{min-height:auto}}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.compare-toggle{border:1px solid var(--line);cursor:pointer;background:#f8faf6;border-radius:.7rem;align-items:flex-start;gap:.7rem;margin:1.1rem 0;padding:1rem;display:flex}.compare-toggle input{accent-color:var(--accent);width:1rem;height:1rem;margin-top:.2rem}.compare-toggle span{gap:.15rem;display:grid}.compare-toggle small{color:var(--muted);font-size:.76rem}.comparison-fields{border-top:1px solid var(--line);padding-top:1rem}.comparison-fields h3{margin:.2rem 0 1rem;font-size:1rem}@media (width<=950px){.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=780px){.tool-grid{grid-template-columns:1fr}}.worked-example,.faq-section,.related-resources{border:1px solid var(--line);background:var(--card);border-radius:1.15rem;max-width:62rem;margin-top:1.25rem;padding:clamp(2rem,5vw,3.5rem)}.worked-example{background:linear-gradient(135deg,#fff9eb,#fff)}.worked-example h2,.faq-section h2,.related-resources h2{margin-bottom:1.25rem}.worked-example p{max-width:72ch;color:var(--muted)}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line);padding:1rem 0}.faq-list summary{cursor:pointer;font-weight:750;line-height:1.4}.faq-list summary::marker{color:var(--accent)}.faq-list p{max-width:70ch;color:var(--muted);margin:.75rem 0 0}.related-resources{max-width:none}.compact-heading{margin-bottom:1.25rem}.related-grid,.topic-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.related-card,.topic-card{border:1px solid var(--line);background:#f8faf6;border-radius:.9rem;flex-direction:column;padding:1.25rem;display:flex}.related-card h3,.topic-card h3{margin:.2rem 0 .6rem;font-size:1.05rem}.related-card p:last-child,.topic-card p{color:var(--muted);font-size:.86rem}.resource-type{text-transform:uppercase;letter-spacing:.12em;color:var(--accent);margin:0;font-size:.66rem;font-weight:800}.topic-section{max-width:none;padding-top:1rem}.topic-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.topic-card .card-link{margin-top:auto}@media (width<=900px){.topic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.related-grid{grid-template-columns:1fr}}@media (width<=560px){.topic-grid{grid-template-columns:1fr}.worked-example,.faq-section,.related-resources{padding:1.3rem}}.calculator-trust{border:1px solid var(--line);background:#f1f6ef;border-radius:1.15rem;grid-template-columns:minmax(0,1fr) minmax(20rem,.9fr);gap:1.5rem;max-width:62rem;margin-top:1.25rem;padding:clamp(1.5rem,4vw,2.5rem);display:grid}.calculator-trust h2{margin:.25rem 0 .75rem;font-size:1.35rem}.calculator-trust p{color:var(--muted);max-width:68ch}.calculator-trust dl{margin:0}.calculator-trust dl div{border-bottom:1px solid var(--line);padding:.65rem 0}.calculator-trust dl div:first-child{padding-top:0}.calculator-trust dt{text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-size:.7rem;font-weight:800}.calculator-trust dd{color:var(--muted);margin:.2rem 0 0;line-height:1.5}.calculator-trust-links{grid-column:1/-1;margin:0;padding-top:.25rem}@media (width<=760px){.calculator-trust{grid-template-columns:1fr}.calculator-trust-links{grid-column:auto}}.learning-strip p{color:#d8e3df}.learning-links{align-content:start;display:grid}.learning-links a{color:#fff;border-top:1px solid #ffffff2b;justify-content:space-between;gap:1rem;padding:.8rem 0;font-weight:700;text-decoration:none;display:flex}.learning-links a:last-child{color:#98d1b0}.learning-links a:hover{text-decoration:underline}.guide-card-tool{background:linear-gradient(135deg,#edf5e9,#fff)}.site-header nav a[aria-current=page]{color:var(--accent);text-underline-offset:.45rem;text-decoration:underline 2px}.resource-library{border-top:1px solid var(--line);padding:clamp(4rem,8vw,7rem) 0}.resource-collection-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.resource-collection{border:1px solid var(--line);background:var(--card);border-radius:1.2rem;flex-direction:column;min-height:24rem;padding:clamp(1.4rem,3vw,2rem);display:flex;box-shadow:0 12px 38px #123c250a}.resource-collection h3{letter-spacing:-.035em;margin:.35rem 0 .75rem;font-size:clamp(1.35rem,2.5vw,1.75rem);line-height:1.2}.resource-collection>p:not(.resource-type){color:var(--muted);margin-bottom:1.25rem}.resource-primary-link{color:var(--accent-dark);background:#e8f3e8;border-radius:.7rem;justify-content:space-between;gap:1rem;padding:.9rem 1rem;font-weight:800;text-decoration:none;display:flex}.resource-primary-link:hover{background:#dceedd}.resource-collection ul{margin:1.25rem 0;padding:0;list-style:none}.resource-collection li{border-top:1px solid var(--line)}.resource-collection li:last-child{border-bottom:1px solid var(--line)}.resource-collection li a{color:var(--ink);padding:.7rem 0;font-size:.88rem;font-weight:700;text-decoration-thickness:1px;display:block}.resource-collection>.text-link{margin-top:auto}.site-footer{grid-template-columns:minmax(14rem,.8fr) minmax(24rem,1.2fr);gap:clamp(2rem,7vw,6rem);padding-block:clamp(2.5rem,5vw,4rem);display:grid}.footer-brand .brand{color:var(--ink);font-size:1rem;text-decoration:none}.footer-brand p{max-width:38ch;color:var(--muted);margin:1rem 0 0}.site-footer nav strong{color:var(--ink);text-transform:uppercase;letter-spacing:.1em;margin-bottom:.2rem;font-size:.8rem}.site-footer nav a{color:var(--muted);text-decoration:none}.site-footer nav a:hover{color:var(--accent);text-decoration:underline}@media (width<=780px){.resource-collection-grid,.site-footer{grid-template-columns:1fr}.site-footer{gap:2rem}.footer-navigation{max-width:34rem}}@media (width<=530px){.resource-collection-grid,.footer-navigation{grid-template-columns:1fr}.resource-collection{min-height:auto}.site-header nav a{font-size:.8rem}.site-header nav{column-gap:1rem}}:root{--ink:#102f2a;--ink-deep:#0a2420;--muted:#5a6b65;--paper:#f7f6f1;--card:#fffefb;--accent:#0f7254;--accent-dark:#09563e;--mint:#dff1e5;--mint-bright:#a9ddba;--gold:#d5a24e;--line:#d9e1d9;--shadow:0 18px 55px #102f2a14}body{background:var(--paper)}.guide-byline{color:var(--muted);flex-wrap:wrap;align-items:baseline;gap:.35rem;margin:-1.2rem 0 2.5rem;font-size:.9rem;line-height:1.5;display:flex}.guide-byline a{color:var(--accent);text-underline-offset:.2em;font-weight:750}main{padding-block:clamp(2rem,4vw,4.5rem)}.button{border-radius:.55rem;transition:transform .18s,background .18s,box-shadow .18s;box-shadow:0 8px 24px #09563e1f}.button:hover{transform:translateY(-1px);box-shadow:0 12px 30px #09563e2e}.site-header{z-index:30;backdrop-filter:blur(18px);background:#f7f6f1f0;border-bottom:1px solid #102f2a1f;max-width:none;min-height:auto;margin:0;padding:0;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:2rem;max-width:76rem;min-height:5.25rem;margin:auto;padding:0 clamp(1.25rem,4vw,3rem);display:flex}.site-header .brand,.site-footer .brand{color:var(--ink);text-decoration:none;display:inline-flex}.brand-lockup{align-items:center;gap:.8rem;display:inline-flex}.brand-symbol{flex:none;width:2.35rem;height:2.35rem}.brand-symbol-background{fill:var(--accent)}.brand-symbol-rule{fill:none;stroke:#fff;stroke-width:2.1px;stroke-linecap:round}.brand-symbol-accent{fill:none;stroke:#bfe8ca;stroke-width:1.8px;stroke-linecap:round;stroke-linejoin:round}.brand-name{letter-spacing:-.035em;white-space:nowrap;font-size:1rem;font-weight:850}.primary-menu summary{cursor:pointer;list-style:none;display:none}.primary-menu summary::-webkit-details-marker{display:none}.primary-menu{display:none}.desktop-navigation{align-items:center;gap:1.7rem;display:flex}.site-header .primary-links>a{color:var(--muted);letter-spacing:0;font-size:.82rem;font-weight:750;text-decoration:none;position:relative}.site-header .primary-links>a:not(.header-action):after{content:"";background:var(--accent);height:2px;transition:right .18s;position:absolute;bottom:-.55rem;left:0;right:100%}.site-header .primary-links>a:hover,.site-header .primary-links>a[aria-current=page]{color:var(--ink)}.site-header .primary-links>a:hover:after,.site-header .primary-links>a[aria-current=page]:after{right:0}.site-header .primary-links .header-action{border:1px solid var(--ink);color:var(--ink);border-radius:.5rem;align-items:center;gap:1.25rem;padding:.72rem .9rem;display:inline-flex}.site-header .primary-links .header-action:hover{background:var(--ink);color:#fff}.site-header .feedback-shortcut{flex:none;margin-left:auto}.site-header .feedback-shortcut>a{border:1px solid var(--accent);background:var(--mint);min-height:44px;color:var(--accent-dark);white-space:nowrap;border-radius:.5rem;justify-content:center;align-items:center;gap:.35rem;padding:.65rem .85rem;font-size:.82rem;font-weight:800;text-decoration:none;display:inline-flex}.site-header .feedback-shortcut>a:hover{background:var(--accent);color:#fff}.site-footer .feedback-shortcut{display:block}@media (width<=1100px){.site-header .desktop-navigation .header-action{display:none}}@media (width<=760px){.header-inner{gap:.5rem}.site-header .brand-name{font-size:.8rem}.site-header .brand-lockup{gap:.5rem}.site-header .feedback-shortcut>a{padding:.5rem .55rem;font-size:.72rem}.primary-menu summary{min-height:44px}}@media (width<=400px){.site-header .brand-name{white-space:normal;max-width:5.4rem;font-size:.75rem;line-height:1.1}.site-header .brand-symbol{width:1.8rem;height:1.8rem}.header-inner{gap:.4rem}}.redesign-hero{background:radial-gradient(circle at 78% 5%,#5bb08038,transparent 30%),linear-gradient(135deg,var(--ink-deep),#123d35 70%);color:#fff;min-height:39rem;box-shadow:var(--shadow);border:1px solid #234b43;border-radius:1.35rem;grid-template-columns:minmax(0,1.18fr) minmax(19rem,.82fr);align-items:center;gap:clamp(2rem,6vw,5rem);padding:clamp(2rem,6vw,5.5rem);display:grid;position:relative;overflow:hidden}.redesign-hero:before{content:"";pointer-events:none;background-image:linear-gradient(#ffffff06 1px,#0000 1px),linear-gradient(90deg,#ffffff06 1px,#0000 1px);background-size:40px 40px;position:absolute;inset:0;mask-image:linear-gradient(90deg,#000,#0000 68%)}.hero-copy,.goal-finder{z-index:1;position:relative}.hero-kicker{color:#cbe5d3;letter-spacing:.11em;text-transform:uppercase;align-items:center;gap:.7rem;font-size:.73rem;font-weight:800;display:flex}.hero-kicker span{background:var(--mint-bright);border-radius:50%;width:.55rem;height:.55rem;box-shadow:0 0 0 5px #a9ddba1f}.redesign-hero h1{color:#fff;letter-spacing:-.072em;max-width:11ch;margin:.8rem 0 1.4rem;font-size:clamp(3.45rem,6.7vw,6.2rem);line-height:.94}.redesign-hero h1 em{color:var(--mint-bright);font-style:normal}.hero-summary{color:#d7e5df;max-width:55ch;font-size:clamp(1.05rem,1.7vw,1.25rem)}.redesign-hero .hero-actions{margin-top:2.2rem}.button-light{color:var(--ink);box-shadow:none;background:#fff}.button-light:hover{background:var(--mint);color:var(--ink)}.hero-text-link{color:#fff;text-underline-offset:.3rem;font-weight:750}.goal-finder{color:var(--ink);background:#fffffff7;border:1px solid #ffffff59;border-radius:1rem;box-shadow:0 28px 70px #03141147}.goal-finder>div{padding:1.45rem 1.5rem 1rem}.goal-finder .resource-type{color:var(--accent)}.goal-finder h2{letter-spacing:-.035em;margin:.35rem 0 0;font-size:1.45rem}.goal-finder nav{border-top:1px solid var(--line);display:grid}.goal-finder nav a{border-bottom:1px solid var(--line);color:var(--ink);grid-template-columns:2rem 1fr auto;align-items:center;gap:.65rem;padding:1rem 1.5rem;text-decoration:none;transition:background .18s;display:grid}.goal-finder nav a:hover{background:#eef7ef}.goal-finder nav a>span:first-child{color:var(--accent);font-size:.7rem;font-weight:850}.goal-finder nav a>span:last-child{color:var(--accent);font-size:1.15rem}.goal-finder nav strong{font-size:.9rem}.goal-finder>p{color:var(--muted);margin:0;padding:1rem 1.5rem;font-size:.77rem}.trust-ribbon{border:1px solid var(--line);background:var(--card);border-radius:.8rem;grid-template-columns:repeat(4,minmax(0,1fr));margin:1rem 0 0;padding:0;list-style:none;display:grid;box-shadow:0 8px 28px #102f2a0a}.trust-ribbon li{border-left:1px solid var(--line);gap:.2rem;padding:1.15rem 1.25rem;display:grid}.trust-ribbon li:first-child{border-left:0}.trust-ribbon strong{font-size:.82rem}.trust-ribbon span{color:var(--muted);font-size:.72rem;line-height:1.4}.featured-tools,.planning-pathways,.featured-reading{padding:clamp(5rem,9vw,8rem) 0}.editorial-heading{grid-template-columns:minmax(0,1.1fr) minmax(18rem,.6fr);align-items:end;gap:clamp(2rem,8vw,7rem);margin-bottom:2.5rem;display:grid}.editorial-heading h2{letter-spacing:-.055em;max-width:18ch;margin:0;font-size:clamp(2.4rem,4.6vw,4rem)}.editorial-heading>p,.editorial-heading>div:last-child p{color:var(--muted)}.editorial-heading>div:last-child a{font-weight:800}.featured-tool-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.featured-tool-card{border:1px solid var(--line);background:var(--card);border-radius:.85rem;grid-template-rows:auto auto auto 1fr auto;min-height:28rem;padding:clamp(1.5rem,3vw,2.2rem);transition:transform .18s,border-color .18s,box-shadow .18s;display:grid;box-shadow:0 12px 34px #102f2a0a}.featured-tool-card:hover{box-shadow:var(--shadow);border-color:#a8c8b3;transform:translateY(-3px)}.featured-tool-card-primary{background:linear-gradient(145deg,#e8f4e8,#fffefb 70%);border-color:#afd1ba}.featured-tool-top{justify-content:space-between;align-items:center;gap:1rem;display:flex}.featured-tool-top>span:last-child{color:var(--accent);letter-spacing:.12em;text-transform:uppercase;font-size:.68rem;font-weight:850}.product-icon{width:3.25rem;height:3.25rem;color:var(--accent);background:#edf7ee;border:1px solid #bad5c1;border-radius:.7rem;place-items:center;display:grid}.product-icon svg{fill:none;stroke:currentColor;stroke-width:1.8px;stroke-linecap:round;stroke-linejoin:round;width:1.65rem;height:1.65rem}.featured-tool-card h3{letter-spacing:-.045em;margin:2rem 0 .75rem;font-size:clamp(1.65rem,3vw,2.25rem)}.featured-tool-card h3 a{color:var(--ink);text-decoration:none}.featured-tool-card>p{color:var(--muted);max-width:53ch}.featured-tool-card ul{flex-wrap:wrap;align-content:start;gap:.45rem;margin:1rem 0 2rem;padding:0;list-style:none;display:flex}.featured-tool-card li{border:1px solid var(--line);color:var(--muted);border-radius:2rem;padding:.38rem .6rem;font-size:.69rem}.featured-tool-action{border-top:1px solid var(--line);justify-content:space-between;gap:1rem;padding-top:1rem;font-weight:850;text-decoration:none;display:flex}.planning-pathways{border-top:1px solid var(--line)}.pathway-list{border-bottom:1px solid var(--line)}.pathway-row{border-top:1px solid var(--line);grid-template-columns:3.5rem minmax(0,1fr) minmax(14rem,.45fr);align-items:center;gap:clamp(1rem,4vw,3rem);padding:2rem 0;display:grid}.pathway-number{color:#52635d;align-self:start;font-size:.75rem;font-weight:850}.pathway-row h3{letter-spacing:-.035em;margin:.25rem 0 .45rem;font-size:clamp(1.25rem,2.5vw,1.65rem)}.pathway-row p:last-child{max-width:65ch;color:var(--muted);margin:0;font-size:.88rem}.pathway-row nav{display:grid}.pathway-row nav a{border-top:1px solid var(--line);justify-content:space-between;padding:.7rem 0;font-size:.82rem;font-weight:750;text-decoration:none;display:flex}.pathway-row nav a:after{content:"→"}.featured-reading{border-top:1px solid var(--line)}.reading-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.reading-grid article{border:1px solid var(--line);background:var(--card);border-radius:.8rem;flex-direction:column;min-height:21rem;padding:1.6rem;display:flex}.reading-card-meta{color:var(--accent);letter-spacing:.1em;text-transform:uppercase;justify-content:space-between;font-size:.68rem;font-weight:850;display:flex}.reading-grid h3{letter-spacing:-.035em;margin:3rem 0 .8rem;font-size:1.45rem;line-height:1.2}.reading-grid h3 a{color:var(--ink);text-decoration:none}.reading-grid>article>p{color:var(--muted);font-size:.88rem}.reading-link{border-top:1px solid var(--line);justify-content:space-between;margin-top:auto;padding-top:1rem;font-size:.82rem;font-weight:800;text-decoration:none;display:flex}.methodology-callout{background:var(--ink);color:#fff;border-radius:1rem;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(2rem,8vw,7rem);padding:clamp(2rem,6vw,5rem);display:grid}.methodology-callout .eyebrow{color:var(--mint-bright)}.methodology-callout h2{color:#fff;letter-spacing:-.055em;max-width:13ch;font-size:clamp(2.2rem,4vw,3.5rem)}.methodology-callout>div>p:not(.eyebrow){color:#cfdfda;max-width:52ch}.methodology-callout .button{margin-top:1rem}.methodology-callout ol{margin:0;padding:0;list-style:none}.methodology-callout li{border-top:1px solid #ffffff29;grid-template-columns:2.5rem 1fr;gap:1rem;padding:1.25rem 0;display:grid}.methodology-callout li>span{color:var(--mint-bright);font-size:.7rem;font-weight:850}.methodology-callout li strong{font-size:.98rem}.methodology-callout li p{color:#bed0ca;margin:.35rem 0 0;font-size:.83rem}.directory-hero{max-width:62rem;padding:clamp(2rem,5vw,4rem) 0 3rem}.directory-hero h1{max-width:16ch}.directory-assurances{flex-wrap:wrap;gap:.55rem;margin:0 0 2rem;padding:0;list-style:none;display:flex}.directory-assurances li{border:1px solid var(--line);background:var(--card);color:var(--muted);border-radius:2rem;padding:.55rem .8rem;font-size:.75rem;font-weight:700}.calculator-directory{padding:clamp(3rem,6vw,5rem) 0}.directory-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.directory-card{border:1px solid var(--line);background:var(--card);border-radius:.85rem;flex-direction:column;padding:clamp(1.4rem,3vw,2rem);display:flex}.directory-card-heading{align-items:center;gap:1rem;display:flex}.directory-card-heading h3{margin:.2rem 0 0;font-size:1.55rem}.directory-card-heading h3 a{color:var(--ink);text-decoration:none}.directory-card>p{color:var(--muted)}.directory-card>ul{color:var(--muted);padding-left:1.2rem;font-size:.85rem;line-height:1.8}.directory-card .button{align-self:flex-start;margin-top:auto}.directory-next-step{border:1px solid var(--line);background:#edf5eb;border-radius:1rem;grid-template-columns:1fr 1fr;gap:clamp(2rem,8vw,7rem);padding:clamp(2rem,5vw,4rem);display:grid}.directory-next-step h2{max-width:18ch}.directory-next-step>div:last-child{align-self:end}.directory-next-step p{color:var(--muted)}.directory-next-step a{font-weight:800}.site-footer{background:var(--ink-deep);color:#d2dfda;border-top:0;max-width:none;margin:clamp(4rem,8vw,7rem) 0 0;padding:0;display:block}.footer-main{grid-template-columns:minmax(14rem,.85fr) minmax(24rem,1.15fr);gap:clamp(3rem,9vw,8rem);max-width:76rem;margin:auto;padding:clamp(3rem,6vw,5rem) clamp(1.25rem,4vw,3rem);display:grid}.site-footer .brand{color:#fff}.site-footer .brand-symbol-background{fill:#1a825f}.site-footer .footer-brand p{color:#b7cac3}.footer-note{font-size:.76rem}.footer-navigation{grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem;display:grid}.site-footer nav{align-content:start;gap:.75rem;display:grid}.site-footer nav strong{color:#fff}.site-footer nav a{color:#b7cac3}.site-footer nav a:hover{color:#fff}.footer-legal{color:#94aaa2;border-top:1px solid #ffffff1f;justify-content:space-between;gap:1rem;max-width:76rem;margin:auto;padding:1.2rem clamp(1.25rem,4vw,3rem);font-size:.7rem;display:flex}@media (width<=900px){.redesign-hero{grid-template-columns:1fr;min-height:auto}.goal-finder{max-width:38rem}.trust-ribbon{grid-template-columns:repeat(2,1fr)}.trust-ribbon li:nth-child(3){border-left:0;border-top:1px solid var(--line)}.trust-ribbon li:nth-child(4){border-top:1px solid var(--line)}.editorial-heading{grid-template-columns:1fr;gap:1rem}.pathway-row{grid-template-columns:2.5rem 1fr}.pathway-row nav{grid-column:2}.reading-grid{grid-template-columns:1fr 1fr}.reading-grid article:last-child{grid-column:1/-1;min-height:16rem}.methodology-callout{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr;gap:3rem}.footer-navigation{max-width:38rem}.site-header .desktop-navigation{display:none}.primary-menu{display:block}.primary-menu summary{border:1px solid var(--line);color:var(--ink);border-radius:.45rem;align-items:center;gap:.65rem;padding:.55rem .7rem;font-size:.76rem;font-weight:800;display:flex}.menu-lines,.menu-lines:before,.menu-lines:after{content:"";background:currentColor;width:1rem;height:1.5px;display:block}.menu-lines{position:relative}.menu-lines:before{position:absolute;top:-.3rem}.menu-lines:after{position:absolute;top:.3rem}.primary-menu:not([open])>nav{display:none}.primary-menu nav{border:1px solid var(--line);background:var(--card);box-shadow:var(--shadow);border-radius:.7rem;grid-template-columns:minmax(0,1fr);justify-content:stretch;gap:0;padding:.7rem;display:grid;position:absolute;top:4rem;left:1rem;right:1rem}.site-header .primary-menu nav>a{box-sizing:border-box;border-bottom:1px solid var(--line);width:100%;padding:.85rem;display:flex}.site-header .primary-menu nav>a:after{display:none}.site-header .primary-menu nav .header-action{border-bottom:1px solid var(--ink);justify-content:space-between;margin-top:.5rem}}@media (width<=760px){main{padding-top:1.25rem}.header-inner{min-height:4.5rem}.brand-symbol{width:2.1rem;height:2.1rem}.redesign-hero{border-radius:.9rem;padding:2rem 1.35rem}.redesign-hero h1{font-size:clamp(3rem,15vw,4.5rem)}.featured-tool-grid,.directory-grid{grid-template-columns:1fr}.featured-tool-card{min-height:25rem}.reading-grid{grid-template-columns:1fr}.reading-grid article:last-child{grid-column:auto;min-height:21rem}.directory-next-step{grid-template-columns:1fr}.footer-legal{flex-direction:column}.footer-navigation{grid-template-columns:1fr 1fr}}@media (width<=480px){.brand-name{font-size:.9rem}.redesign-hero h1{font-size:2.85rem}.goal-finder nav a{padding:.9rem 1rem}.trust-ribbon{grid-template-columns:1fr}.trust-ribbon li{border-left:0;border-top:1px solid var(--line)}.trust-ribbon li:first-child{border-top:0}.pathway-row{grid-template-columns:1fr}.pathway-number{display:none}.pathway-row nav{grid-column:1}.footer-navigation{grid-template-columns:1fr}}@media (width<=360px){.header-inner{gap:.5rem;padding-inline:.8rem}.brand-lockup{gap:.45rem}.brand-name{font-size:.76rem}.brand-symbol{width:1.9rem;height:1.9rem}.primary-menu summary{gap:.45rem;padding:.5rem .55rem}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important}}.directory-next-step+.methodology-callout{margin-top:3rem}@media (width>=761px) and (width<=1100px){.site-header nav.desktop-navigation{gap:.65rem}.header-inner{gap:.8rem}.site-header .brand-name{font-size:.85rem}}.calculator-dropdown{position:relative}.calculator-dropdown>summary{min-height:44px;color:var(--muted);cursor:pointer;align-items:center;font-size:.82rem;font-weight:750;list-style:none;display:flex}.calculator-dropdown>summary::-webkit-details-marker{display:none}.calculator-dropdown>summary:after{content:"";border-bottom:1.5px solid;border-right:1.5px solid;width:.4rem;height:.4rem;margin:-.2rem 0 0 .55rem;transform:rotate(45deg)}.calculator-dropdown[open]>summary,.calculator-dropdown[data-current]>summary{color:var(--ink)}.calculator-dropdown-panel{z-index:2;border:1px solid var(--line);background:var(--card);min-width:15rem;box-shadow:var(--shadow);border-radius:.7rem;padding:.45rem;display:grid;position:absolute;top:100%;left:0}.calculator-dropdown:not([open]) .calculator-dropdown-panel{display:none}.calculator-dropdown-panel a{color:var(--ink);white-space:nowrap;border-radius:.4rem;padding:.7rem .8rem;font-size:.82rem;font-weight:700;text-decoration:none;display:block}.calculator-dropdown-panel a:hover,.calculator-dropdown-panel a:focus-visible,.calculator-dropdown-panel a[aria-current=page]{background:var(--mint);color:var(--accent-dark)}.calculator-section-nav{border-top:1px solid var(--line);border-bottom:1px solid var(--line);flex-wrap:wrap;align-items:center;gap:.45rem .75rem;margin-top:1.6rem;padding:1rem 0;display:flex}.calculator-section-nav span{color:var(--muted);letter-spacing:.08em;text-transform:uppercase;margin-right:.35rem;font-size:.72rem;font-weight:800}.calculator-section-nav a{color:var(--accent-dark);border-radius:.4rem;padding:.35rem .55rem;font-size:.82rem;font-weight:750;text-decoration:none}.calculator-section-nav a:hover,.calculator-section-nav a:focus-visible{background:var(--mint);text-decoration:underline}.calculator-layout form[id],.explanation [id],.worked-example[id],.faq-section [id]{scroll-margin-top:6rem}@media (width<=900px){.primary-menu>nav{max-height:calc(100dvh - 5rem);overflow-y:auto}.primary-menu .calculator-dropdown{border-bottom:1px solid var(--line)}.primary-menu .calculator-dropdown>summary{color:var(--ink);padding:.85rem}.primary-menu .calculator-dropdown-panel{min-width:0;box-shadow:none;border:0;border-radius:0;padding:0 0 .5rem .8rem;position:static}.primary-menu .calculator-dropdown-panel a{white-space:normal;align-items:center;min-height:44px;display:flex}}@font-face{font-family:Manrope;src:url(/fonts/manrope-latin-variable.woff2)format("woff2");font-style:normal;font-weight:400 800;font-display:swap}:root{--ink:#102e2b;--ink-deep:#0c2925;--muted:#52615f;--paper:#faf9f5;--card:#fff;--accent:#0b5849;--accent-dark:#073f35;--mint:#eaf4ed;--line:#dce5df;--shadow:0 12px 32px #123c2510;font-family:Manrope,ui-sans-serif,system-ui,sans-serif}html{scroll-padding-top:7rem}html body[data-page-kind] .header-inner{width:100%}html body[data-page-kind]{background:var(--paper);color:var(--ink);font-size:1rem}html body[data-page-kind] main{isolation:isolate;max-width:88rem;padding:2rem clamp(1.25rem,5.5vw,5rem) 3rem;position:relative}html body[data-page-kind] h1{letter-spacing:-.05em;max-width:27ch;font-size:clamp(2rem,3.4vw,3.2rem);font-weight:800;line-height:1.12}html body[data-page-kind] h2{letter-spacing:-.04em;font-weight:800;line-height:1.2}html body[data-page-kind] h3{letter-spacing:-.025em;font-weight:800;line-height:1.3}html body[data-page-kind] p{line-height:1.65}html body[data-page-kind] .lead{max-width:65ch;font-size:1.05rem;line-height:1.65}html body[data-page-kind] .eyebrow{letter-spacing:.15em;margin-bottom:.75rem;font-size:.69rem;line-height:1.6}html body[data-page-kind] a{overflow-wrap:break-word}html body[data-page-kind] .button{box-shadow:none;background:var(--accent);border-radius:.5rem;gap:1rem;min-height:48px;padding:.85rem 1.2rem;font-weight:800}html body[data-page-kind] .button:hover{background:var(--accent-dark);box-shadow:none;transform:none}html body[data-page-kind] .button-light{color:var(--accent-dark);background:#fff}html body[data-page-kind] .button-light:hover{background:var(--mint)}.ui-icon{vertical-align:middle;flex:none;width:24px;height:24px;display:inline-block}.button>.ui-icon{filter:brightness(0)invert();width:21px;height:21px}html body[data-page-kind] .product-icon{background:#e7f2ea;border:0;border-radius:.55rem;width:44px;height:44px}html body[data-page-kind] .product-icon .ui-icon{opacity:.85;width:25px;height:25px}html body[data-page-kind] .site-header{backdrop-filter:blur(12px);background:#faf9f5f5}html body[data-page-kind] .header-inner{gap:2rem;max-width:88rem;min-height:88px;padding-inline:clamp(1.25rem,5.5vw,5rem)}html body[data-page-kind] .brand-symbol{width:42px;height:42px}html body[data-page-kind] .brand-symbol-background{fill:var(--accent)}html body[data-page-kind] .brand-name{letter-spacing:-.055em;font-size:1.15rem;font-weight:800}html body[data-page-kind] .desktop-navigation{gap:2.25rem;margin-left:auto}html body[data-page-kind] .desktop-navigation .header-action{display:none}html body[data-page-kind] .site-header .primary-links>a,html body[data-page-kind] .calculator-dropdown>summary{color:var(--muted);font-size:.86rem;font-weight:700}html body[data-page-kind] .site-header .feedback-shortcut{margin-left:2rem}html body[data-page-kind] .site-header .feedback-shortcut>a{min-height:46px;color:var(--accent-dark);background:0 0;padding:.65rem 1rem}html body[data-page-kind] .primary-menu .ui-icon{width:21px;height:21px}html body[data-page-kind] .footer-main,html body[data-page-kind] .footer-legal{max-width:88rem;padding-inline:clamp(1.25rem,5.5vw,5rem)}html body[data-page-kind] .site-footer .brand-symbol-background{fill:#1a825f}html body[data-page-kind] .site-footer .brand-name{color:#fff}html body[data-page-kind] .footer-legal{color:#bdd0c8}html body[data-page-kind] .site-footer{margin-top:2rem}html body[data-page-kind=home] main{padding-top:0;max-width:none;padding-inline:0}html body[data-page-kind=home] main#main{padding:0}.journey-hero{isolation:isolate;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:start;gap:4%;max-width:100%;min-height:710px;padding:2rem max(8.5vw,50vw - 39.5rem) 2rem max(10.8vw,50vw - 38rem);display:grid;position:relative;overflow:hidden}.journey-art{z-index:-1;position:absolute;inset:0}.journey-art img{object-fit:cover;object-position:center 60%;width:100%;height:100%;display:block}.journey-copy{position:relative}html body[data-page-kind] .journey-copy h1{letter-spacing:-.065em;max-width:12ch;margin:1.2rem 0 1.3rem;font-size:clamp(3.5rem,5.65vw,5.6rem);line-height:1.02}.journey-copy h1 em{color:var(--accent);white-space:nowrap;font-style:normal}html body[data-page-kind] .journey-copy>.lead{color:#334c48;max-width:45ch;margin-bottom:1.25rem;font-size:1.13rem;line-height:1.55}.journey-assurances{color:#334c48;flex-wrap:wrap;gap:.5rem 1rem;padding:0;font-size:.75rem;list-style:none;display:flex}.journey-assurances li{align-items:center;gap:.3rem;display:flex}.journey-assurances .ui-icon{width:18px;height:18px}.goal-planner{background:#fff;border:1px solid #e4eae5;border-radius:1rem;max-width:510px;padding:1.5rem;box-shadow:0 12px 35px #123c250c}html body[data-page-kind] .goal-planner h2{letter-spacing:-.045em;margin-bottom:1rem;font-size:1.5rem}.goal-planner fieldset{border:0;margin:0;padding:0}.goal-choice{border-bottom:1px solid var(--line);min-height:72px;color:var(--ink);cursor:pointer;align-items:center;gap:.85rem;padding:.75rem .65rem;text-decoration:none;display:flex}.goal-choice:has(input:checked){background:var(--mint);border:1px solid #c4dfd0;border-radius:.5rem}.goal-choice input{width:19px;height:19px;accent-color:var(--accent);flex:none;margin:0}.goal-choice>span:last-child{gap:.2rem;min-width:0;display:grid}.goal-choice strong{font-size:.91rem;line-height:1.4}.goal-choice small{color:var(--muted);font-size:.76rem;line-height:1.45}.goal-planner .button{justify-content:center;width:100%}html body[data-page-kind=home] .goal-planner{background:#fff}.goal-preview{padding:1.25rem 0 0}html body[data-page-kind] .goal-preview .eyebrow{font-size:.61rem}.sample-result{grid-template-columns:1fr 1fr;align-items:center;gap:1.2rem;display:grid}.sample-result>p{border-right:1px solid var(--line);margin:0;padding-right:.75rem}.sample-result>p strong{letter-spacing:-.065em;font-variant-numeric:tabular-nums;font-size:2.2rem;line-height:1.15;display:block}.sample-result>p span{color:var(--muted);font-size:.9rem}.sample-result dl{margin:0}.sample-result dl>div{justify-content:space-between;gap:.6rem;font-size:.69rem;line-height:1.9;display:flex}.sample-result dt{color:var(--muted)}.sample-result dd{text-align:right;white-space:nowrap;margin:0;font-weight:800}html body[data-page-kind] .sample-limit{color:var(--muted);margin:1rem 0;font-size:.67rem}.goal-context{min-height:7rem;color:var(--muted);margin:1.25rem 0;font-size:.9rem}.journey-process,body[data-page-kind=home] main>.featured-tools,body[data-page-kind=home] main>.planning-pathways,body[data-page-kind=home] main>.featured-reading,body[data-page-kind=home] main>.workbook-promotion,body[data-page-kind=home] main>.directory-next-step,body[data-page-kind=home] main>.methodology-callout,body[data-page-kind=home] main>.community-section{max-width:79rem;margin-inline:auto}.journey-process{padding:2.5rem 0 3.5rem}.process-heading{grid-template-columns:1fr 1fr;align-items:end;gap:5rem;display:grid}html body[data-page-kind] .process-heading h2{margin-bottom:0;font-size:2.2rem}.process-heading>p{color:var(--muted);margin:0}.journey-process ol{grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem;margin:2rem 0 0;padding:0;list-style:none;display:grid}.journey-process li{align-items:flex-start;gap:1rem;display:flex}.journey-process li>.ui-icon{box-sizing:content-box;background:var(--mint);border-radius:.55rem;padding:14px}.journey-process h3{margin:.2rem 0 .3rem;font-size:.95rem}.journey-process li p{color:var(--muted);margin:0;font-size:.85rem}html body[data-page-kind] .featured-tools,html body[data-page-kind] .planning-pathways,html body[data-page-kind] .featured-reading{padding-block:3rem}html body[data-page-kind] .editorial-heading{grid-template-columns:1.1fr 1fr;gap:3rem}html body[data-page-kind] .editorial-heading h2{max-width:22ch;font-size:clamp(1.8rem,3vw,2.6rem)}html body[data-page-kind] .featured-tool-card,html body[data-page-kind] .reading-grid article{min-height:auto;box-shadow:none;border-color:var(--line);background:#fff}html body[data-page-kind] .featured-tool-card-primary{background:var(--mint)}html body[data-page-kind] .featured-tool-card h3{margin-top:1.25rem;font-size:1.6rem}html body[data-page-kind] .featured-tool-card ul{margin:.5rem 0 1.5rem}html body[data-page-kind] .featured-tool-card li{border:0;border-radius:0;padding:0 .5rem 0 0}html body[data-page-kind] .reading-grid h3{margin-top:1.25rem}html body[data-page-kind] .reading-grid article{padding:1.5rem}html body[data-page-kind] .workbook-promotion{background:var(--mint);box-shadow:none}html body[data-page-kind] .methodology-callout h2{font-size:2.4rem}html body[data-page-kind] .tool-heading{max-width:none;margin-bottom:1.5rem;position:relative}html body[data-page-kind] .tool-heading h1{margin-bottom:.85rem}html body[data-page-kind] .back-link{min-height:24px;margin-bottom:1.3rem}html body[data-page-kind=calculator] .tool-heading{margin-bottom:1.25rem}html body[data-page-kind=calculator] .tool-heading .lead{max-width:70ch;margin-bottom:.75rem;font-size:1rem}html body[data-page-kind=calculator] .tool-heading h1{max-width:27ch;font-size:clamp(2rem,3.4vw,3rem)}html body[data-page-kind=calculator] .tool-heading .eyebrow,html body[data-page-kind=calculator] .directory-assurances{display:none}html body[data-page-kind] .calculator-section-nav{border-bottom:1px solid var(--line);gap:.8rem 1.2rem;margin:0;padding:.65rem 0;font-size:.74rem}html body[data-page-kind] .calculator-section-nav>span{display:none}html body[data-page-kind] .calculator-section-nav a{align-content:center;min-height:28px}html body[data-page-kind] .calculator-layout{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);align-items:start;gap:1rem}.calculator-result-stack{flex-direction:column;min-width:0;display:flex}html body[data-page-kind] .panel{box-shadow:none;background:#fff;border-radius:.85rem;padding:1.5rem}html body[data-page-kind] .result-panel{background:#f0f7f1;border-color:#d3e5d8}html body[data-page-kind] .panel-heading{margin-bottom:1.3rem}html body[data-page-kind] .panel-heading h2{font-size:1.15rem}html body[data-page-kind] .step-number{flex-basis:1.6rem;width:1.6rem;height:1.6rem;font-size:.65rem}html body[data-page-kind] .result-panel .step-number{display:none}html body[data-page-kind] .result-panel .panel-heading{margin-bottom:1rem}html body[data-page-kind] .result-panel .panel-heading h2{letter-spacing:.1em;text-transform:uppercase;font-size:.75rem}html body[data-page-kind] .result-value{letter-spacing:-.065em;font-size:clamp(2.7rem,4.5vw,4rem);font-weight:800;line-height:1.1}html body[data-page-kind] .result-context{margin-bottom:1.2rem}html body[data-page-kind] .breakdown div{padding:.7rem 0}html body[data-page-kind] .field-grid{gap:.6rem 1rem}html body[data-page-kind] .field-error{min-height:1rem}html body[data-page-kind] .result-tools{border-color:var(--line);background:0 0;margin:.75rem 0 0;padding:1rem 1.2rem}html body[data-page-kind] .result-tools>.eyebrow,html body[data-page-kind] .result-tools>.tools-intro{display:none}html body[data-page-kind] .result-tools h2{margin:0;font-size:1rem}html body[data-page-kind] .result-tools .tools-actions{gap:.5rem;margin:.65rem 0}html body[data-page-kind] .result-tools button{padding:.6rem .75rem;font-size:.76rem}html body[data-page-kind] .result-tools details{padding:.3rem 0}html body[data-page-kind] .result-tools summary{min-height:40px;font-size:.8rem}html body[data-page-kind] .result-tools p,html body[data-page-kind] .result-tools label{font-size:.78rem}html body[data-page-kind] .result-tools>.feedback-links{margin-top:.5rem}html body[data-page-kind] .result-tools .feedback-links small{font-size:.68rem}html body[data-page-kind] .tools-status{min-height:0;margin:.6rem 0;font-size:.72rem}html body[data-page-kind] .annual-panel{margin-top:1.5rem}html body[data-page-kind] .content-section{max-width:65ch;padding:2rem 0}html body[data-page-kind] .content-section p{max-width:72ch}html body[data-page-kind] .explanation{max-width:70ch;margin-top:2rem}html body[data-page-kind] .worked-example{box-shadow:none;background:#f0f6ef;border-radius:.75rem;padding:1.75rem}html body[data-page-kind] .faq-section,html body[data-page-kind] .related-resources{border:0;border-top:1px solid var(--line);background:0 0;border-radius:0;margin-top:1.5rem;padding:2rem 0}html body[data-page-kind] .related-card{background:#f0f5ef;border:0;border-radius:.5rem}html body[data-page-kind] .calculator-trust{box-shadow:none;background:0 0;border-radius:.5rem}html body[data-page-kind] .directory-hero{max-width:none;padding:1rem 0 1.5rem}html body[data-page-kind] .directory-hero h1{max-width:24ch;font-size:clamp(2rem,3.5vw,3rem)}html body[data-page-kind] .calculator-directory{padding:1rem 0 2.5rem}html body[data-page-kind] .directory-assurances{margin-bottom:1rem}html body[data-page-kind] .directory-assurances li{background:0 0;border:0;padding:.25rem .75rem .25rem 0;font-size:.7rem}html body[data-page-kind] .directory-card{background:#fff;padding:1.5rem}html body[data-page-kind] .directory-card-heading h3{font-size:1.35rem}html body[data-page-kind] .directory-next-step{background:var(--mint);border-radius:.75rem;padding:2rem}html body[data-page-kind] .library-heading{align-items:start;margin-bottom:1.5rem}html body[data-page-kind] .library-heading h1{max-width:26ch;font-size:clamp(2rem,3.5vw,3rem)}html body[data-page-kind] .library-stat{display:none}html body[data-page-kind] .library-controls{margin-bottom:1.5rem;padding:1.3rem}html body[data-page-kind] .library-layout{gap:2rem}html body[data-page-kind] .library-card{box-shadow:none;border-radius:.6rem;padding:1.3rem}html body[data-page-kind] .library-card h4{font-size:1.15rem}html body[data-page-kind] .library-card-summary{font-size:.88rem}html body[data-page-kind] .library-sidebar{top:7rem}html body[data-page-kind] .guide-article{max-width:none;display:flow-root}html body[data-page-kind] .guide-article>.tool-heading{max-width:76ch;margin-bottom:1rem}html body[data-page-kind] .guide-article>.tool-heading h1{max-width:27ch;font-size:clamp(2rem,3.4vw,3rem)}html body[data-page-kind] .guide-article>.tool-heading .lead{max-width:65ch;font-size:1.05rem}html body[data-page-kind] .guide-byline{max-width:70ch;margin:0 0 1rem;font-size:.8rem}html body[data-page-kind] .guide-article>.content-section{width:calc(100% - 20rem);max-width:65ch;padding:1.7rem 0}html body[data-page-kind] .guide-article>.content-section:first-of-type{background:var(--mint);border:0;border-radius:.6rem;margin-top:.5rem;padding:1.3rem 1.5rem}html body[data-page-kind] .guide-article>.content-section h2{font-size:1.55rem}html body[data-page-kind] .guide-article>p,html body[data-page-kind] .guide-article .plain-list{max-width:65ch}.page-contents{float:right;border-left:1px solid var(--line);width:17rem;max-height:calc(100vh - 9rem);margin:1rem 0 2rem 3rem;padding:0 0 0 1.5rem;font-size:.84rem;position:sticky;top:7rem;overflow-y:auto}.page-contents nav{gap:0;display:grid}.page-contents nav>a{color:var(--muted);padding:.55rem 0;line-height:1.5;text-decoration:none;display:block}.page-contents nav>a:hover{color:var(--accent);text-decoration:underline}.contents-tool{background:var(--mint);color:var(--accent);border-radius:.5rem;margin-top:1rem;padding:1rem;font-weight:800;text-decoration:none;display:block}.contents-mobile{display:none}html body[data-page-kind=document] main{display:flow-root}html body[data-page-kind=document] main>.tool-heading{max-width:75%}html body[data-page-kind=document] main>.content-section{border-top:1px solid var(--line);width:calc(100% - 20rem);max-width:65ch}html body[data-page-kind] .table-scroll{scrollbar-color:#94b3a2 #edf3ed;border-radius:.35rem;max-width:100%;position:relative}html body[data-page-kind] .table-scroll th{color:#364e46;background:#eaf3ed}html body[data-page-kind] .table-scroll caption{padding:.5rem 0;font-size:.8rem}html body[data-page-kind=workbook] .product-hero{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:center;gap:3rem;padding:1rem 0 2rem}html body[data-page-kind=workbook] .product-hero h1{max-width:16ch;font-size:clamp(2.3rem,3.6vw,3.3rem)}html body[data-page-kind=workbook] .product-hero .lead{font-size:1.05rem}html body[data-page-kind] .workbook-hero-proof{min-width:0;margin:0}.workbook-hero-proof img{border:1px solid var(--line);width:100%;height:auto;box-shadow:var(--shadow);border-radius:.65rem;display:block}.workbook-hero-proof figcaption{color:var(--muted);margin-top:.8rem;font-size:.75rem;line-height:1.6}html body[data-page-kind] .product-actions{margin-top:1.25rem}html body[data-page-kind] .release-card{background:var(--mint);max-width:none;box-shadow:none;border-radius:.6rem;margin:0 0 2rem;padding:1.25rem 1.5rem}html body[data-page-kind] .release-card h2{margin:.4rem 0 .8rem;font-size:1.15rem}html body[data-page-kind] .release-card dl{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}html body[data-page-kind] .release-card dl>div{border-top:0;padding:0;display:block}html body[data-page-kind] .release-card dt{font-size:.72rem}html body[data-page-kind] .release-card dd{text-align:left;margin-top:.35rem;font-size:.82rem}html body[data-page-kind] .release-card .status-note{background:0 0;border-top:1px solid #cddfd1;border-radius:0;margin:.8rem 0 0;padding:.8rem 0 0;font-size:.76rem}html body[data-page-kind] .product-tour,html body[data-page-kind] .product-proof,html body[data-page-kind] .product-assurances{padding-block:2.5rem}html body[data-page-kind] .tour-heading h2{font-size:2rem}html body[data-page-kind] .video-frame{background:var(--ink-deep);max-width:60rem;box-shadow:none}html body[data-page-kind] .preview-grid figure{box-shadow:none;border-radius:.65rem}html body[data-page-kind] .feature-list li{font-size:.95rem}html body[data-page-kind] .workbook-next-step{background:var(--mint);box-shadow:none;border-radius:.5rem}html body[data-page-kind=checklist] main>.content-section{border-top:1px solid var(--line);padding-block:1.6rem}html body[data-page-kind] .worksheet-line{overflow-wrap:anywhere;font-size:.9rem}.error-recovery{flex-wrap:wrap;gap:.75rem;margin-top:1.5rem;display:flex}html body[data-page-kind] .note{background:#f8f0dc;border-radius:0 .5rem .5rem 0}@media (width>=1600px){.journey-hero{min-height:760px}.journey-copy{padding-top:3rem}}@media (width<=1400px){.journey-process,body[data-page-kind=home] main>.featured-tools,body[data-page-kind=home] main>.planning-pathways,body[data-page-kind=home] main>.featured-reading,body[data-page-kind=home] main>.workbook-promotion,body[data-page-kind=home] main>.directory-next-step,body[data-page-kind=home] main>.methodology-callout,body[data-page-kind=home] main>.community-section{margin-inline:5.5vw}}@media (width<=1100px){html body[data-page-kind] .header-inner{gap:1.25rem}html body[data-page-kind] .brand-name{font-size:1rem}html body[data-page-kind] .desktop-navigation{gap:1.25rem}html body[data-page-kind] .site-header .feedback-shortcut{margin-left:0}.journey-hero{gap:2rem;padding-top:2rem}.goal-planner{padding:1.25rem}.goal-choice{gap:.6rem;padding-inline:.4rem}.goal-choice strong{font-size:.82rem}.goal-choice small{font-size:.7rem}.sample-result>p strong{font-size:1.8rem}.sample-result{gap:.8rem}.sample-result dl>div{font-size:.63rem}html body[data-page-kind] .journey-copy h1{font-size:5.5vw}.journey-assurances{font-size:.68rem}.journey-process ol{gap:1rem}.page-contents{width:15rem;margin-left:2rem;padding-left:1rem}html body[data-page-kind] .guide-article>.content-section,html body[data-page-kind=document] main>.content-section{width:calc(100% - 17rem)}}@media (width<=850px){html body[data-page-kind] .calculator-layout{grid-template-columns:1fr}html body[data-page-kind] .calculator-result-stack{width:100%}.page-contents{float:none;border:0;width:100%;max-height:none;margin:1.25rem 0;padding:0;position:static}.contents-desktop{display:none}.contents-mobile{border-block:1px solid var(--line);display:block}.contents-mobile summary{cursor:pointer;align-content:center;min-height:48px;font-weight:800}.contents-mobile nav{padding:.5rem 0 1rem}html body[data-page-kind] .guide-article>.content-section,html body[data-page-kind=document] main>.content-section{width:100%;max-width:none}html body[data-page-kind] .guide-article>.tool-heading,html body[data-page-kind=document] main>.tool-heading,html body[data-page-kind] .guide-article>.tool-heading h1{max-width:100%}html body[data-page-kind] .product-hero{gap:1.5rem}.process-heading{gap:2rem}}@media (width<=760px){html body[data-page-kind] main{padding:1.3rem 1.25rem 2rem}html body[data-page-kind] .header-inner{gap:.75rem;min-height:72px;padding-inline:1.25rem}html body[data-page-kind] .brand-name{font-size:.82rem}html body[data-page-kind] .brand-symbol{width:34px;height:34px}html body[data-page-kind] .site-header .feedback-shortcut{margin-left:auto}html body[data-page-kind] .site-header .feedback-shortcut>a{min-height:42px;padding:.5rem .6rem;font-size:.7rem}html body[data-page-kind] .primary-menu summary{min-height:42px;padding:.5rem .6rem}html body[data-page-kind] .primary-menu nav{top:65px}html body[data-page-kind] .journey-hero{grid-template-columns:1fr;gap:1.5rem;min-height:0;padding:1.75rem 1.25rem 2rem}.journey-art{height:67%;inset:auto 0 0;mask-image:linear-gradient(#0000,#000 35%)}.journey-art img{object-position:right bottom}.journey-copy{padding:0}html body[data-page-kind] .journey-copy h1{max-width:15ch;margin:.75rem 0 1rem;font-size:clamp(2.9rem,9vw,4.5rem)}.journey-copy h1 em{white-space:normal}html body[data-page-kind] .journey-copy>.lead{max-width:39ch;font-size:1rem}.journey-assurances{gap:.45rem 1rem;max-width:30rem;margin-bottom:.5rem;font-size:.69rem}.goal-planner{background:#fffffff7;justify-self:center;width:100%;max-width:34rem;padding:1.3rem}.goal-choice strong{font-size:.9rem}.goal-choice small{font-size:.76rem}.goal-choice{min-height:73px}.goal-preview{padding-top:1rem}.sample-result>p strong{font-size:2rem}.sample-result dl>div{font-size:.7rem}html body[data-page-kind] .journey-process{padding:2rem 0}.process-heading{grid-template-columns:1fr;gap:1rem}html body[data-page-kind] .process-heading h2{font-size:1.9rem}.process-heading>p{font-size:.9rem}.journey-process ol{grid-template-columns:1fr;gap:1.5rem}.journey-process li p{max-width:36ch}html body[data-page-kind] .editorial-heading{grid-template-columns:1fr;gap:1rem}html body[data-page-kind] .featured-tools,html body[data-page-kind] .featured-reading,html body[data-page-kind] .planning-pathways{padding-block:2rem}html body[data-page-kind] .featured-tool-grid{grid-template-columns:1fr}html body[data-page-kind] .featured-tool-card{min-height:0}html body[data-page-kind] .reading-grid{grid-template-columns:1fr}html body[data-page-kind] .reading-grid article:last-child{min-height:0}html body[data-page-kind] .tool-heading h1,html body[data-page-kind=calculator] .tool-heading h1,html body[data-page-kind] .guide-article>.tool-heading h1{font-size:2rem}html body[data-page-kind] .tool-heading .lead{margin-bottom:.85rem;font-size:.95rem}html body[data-page-kind] .back-link{margin-bottom:1rem}html body[data-page-kind] .calculator-section-nav{gap:.4rem .85rem;padding:.55rem 0}html body[data-page-kind] .calculator-section-nav a{font-size:.7rem}html body[data-page-kind] .panel{padding:1.25rem}html body[data-page-kind] .field-grid{gap:.55rem}html body[data-page-kind] .field-error{min-height:.75rem}html body[data-page-kind] .result-tools .tools-actions button{flex:9rem}html body[data-page-kind] .result-tools{padding:1rem}html body[data-page-kind] .result-tools .feedback-links{gap:.5rem}html body[data-page-kind] .directory-hero{padding:0 0 1rem}html body[data-page-kind] .directory-hero h1,html body[data-page-kind] .library-heading h1{font-size:2rem}html body[data-page-kind] .library-controls{padding:1rem}html body[data-page-kind] .library-search>p{font-size:.72rem}html body[data-page-kind] .library-layout{gap:1.5rem}html body[data-page-kind] .library-card-summary{font-size:.87rem}html body[data-page-kind] .guide-article>.content-section:first-of-type{padding:1.2rem}html body[data-page-kind] .guide-article>.content-section h2{font-size:1.4rem}html body[data-page-kind] .table-scroll:before{content:"Scroll to explore the table";color:var(--muted);width:fit-content;padding:.5rem 0;font-size:.7rem;display:block;position:sticky;left:0}html body[data-page-kind] .table-scroll{border-bottom:1px solid var(--line)}html body[data-page-kind=workbook] .product-hero{grid-template-columns:1fr;gap:1.5rem;padding-top:0}html body[data-page-kind=workbook] .product-hero h1{max-width:18ch;font-size:2.3rem}html body[data-page-kind] .product-actions{gap:.85rem}html body[data-page-kind] .product-actions>.button{justify-content:center;width:100%}html body[data-page-kind] .release-card dl{grid-template-columns:1fr 1fr;gap:1rem}.workbook-hero-proof figcaption{font-size:.7rem}html body[data-page-kind] .tour-heading{grid-template-columns:1fr;gap:.75rem}html body[data-page-kind] .tour-heading h2{font-size:1.8rem}html body[data-page-kind] .feature-list li{grid-template-columns:1fr;gap:.3rem}html body[data-page-kind] .community-section{padding:2rem 0}html body[data-page-kind] .methodology-callout h2{font-size:2rem}html body[data-page-kind] .footer-main{padding-top:2.5rem}.error-recovery .button{width:100%}}@media (width<=380px){html body[data-page-kind] .header-inner{gap:.5rem;padding-inline:1rem}html body[data-page-kind] .brand-lockup{gap:.4rem}html body[data-page-kind] .brand-name{white-space:normal;max-width:5.5rem;font-size:.72rem}html body[data-page-kind] .brand-symbol{width:30px;height:30px}html body[data-page-kind] .primary-menu summary{gap:.35rem}html body[data-page-kind] .site-header .feedback-shortcut>a{padding:.45rem;font-size:.65rem}.goal-planner{padding:1rem}.goal-choice{gap:.5rem}.goal-choice .product-icon{flex:none;width:36px;height:36px}.sample-result{grid-template-columns:1fr;gap:.5rem}.sample-result>p{border-right:0}.sample-result dl>div{font-size:.73rem}}html body[data-page-kind=guide] .article-layout{border-top:1px solid var(--line);grid-template-columns:minmax(0,76ch) 17rem;align-items:start;gap:3rem;max-width:76rem;margin-top:1.75rem;padding-top:1.75rem;display:grid}html body[data-page-kind=guide] .article-copy{grid-area:1/1;min-width:0;max-width:76ch}html body[data-page-kind=guide] .article-layout>.page-contents{float:none;grid-area:1/2;width:auto;margin:0;top:7rem}html body[data-page-kind=guide] .article-copy>.content-section{width:100%;max-width:none;padding:1.7rem 0}html body[data-page-kind=guide] .article-copy>.content-section:first-of-type{background:var(--mint);border:0;border-radius:.6rem;padding:1.3rem 1.5rem}html body[data-page-kind=guide] .article-copy>.content-section h2{font-size:1.55rem}html body[data-page-kind] .result-tools{grid-template-columns:1fr 1fr;column-gap:.8rem;display:grid}html body[data-page-kind] .result-tools>h2{clip-path:inset(50%);width:1px;height:1px;position:absolute;overflow:hidden}html body[data-page-kind] .result-tools>.tools-actions{grid-column:1/-1;margin:0 0 .6rem}html body[data-page-kind] .calculator-layout>.panel>.panel-heading{clip-path:inset(50%);width:1px;height:1px;margin:0;position:absolute;overflow:hidden}html body[data-page-kind] .result-panel{border-bottom:0;border-radius:.85rem .85rem 0 0}html body[data-page-kind] .calculator-result-stack>.result-tools{background:#f0f7f1;border-color:#d3e5d8;border-top-style:none;border-top-width:0;border-radius:0 0 .85rem .85rem;margin:0}html body[data-page-kind] .result-tools>.tools-actions{display:contents}html body[data-page-kind] .result-tools[data-result-tools=cd]{grid-template-columns:repeat(3,minmax(0,1fr))}html body[data-page-kind] .result-tools>.tools-actions>button{margin-bottom:0}html body[data-page-kind] .result-tools>details:not(.result-action-notes){border-top:0}html body[data-page-kind] .result-panel>.result-label{margin-bottom:.35rem;font-size:.75rem}html body[data-page-kind] .result-limits{color:var(--muted);margin:1rem 0 0;font-size:.75rem}html body[data-page-kind] .result-tools>details{min-width:0}html body[data-page-kind] .result-tools>details[open],html body[data-page-kind] .result-tools>.result-action-notes,html body[data-page-kind] .result-tools>[data-comparison],html body[data-page-kind] .result-tools>[data-shared],html body[data-page-kind] .result-tools>.tools-status{grid-column:1/-1}html body[data-page-kind] .result-tools>.result-action-notes summary{color:var(--muted);font-size:.72rem}html body[data-page-kind=calculator] .calculator-section-nav{margin-top:1.5rem}html body[data-page-kind=workbook] .product-hero h1{margin-bottom:1rem}html body[data-page-kind=workbook] .product-tour{padding-top:2rem}html body[data-page-kind=workbook] #inside{border-top:1px solid var(--line);max-width:none;padding:1.7rem 0 2rem}html body[data-page-kind=workbook] #inside h2{font-size:2rem}html body[data-page-kind=workbook] .feature-list{grid-template-columns:repeat(5,minmax(0,1fr));gap:1.2rem;margin-top:1.5rem;display:grid}html body[data-page-kind=workbook] .feature-list li{border:0;border-left:1px solid var(--line);padding:0 0 0 1rem;display:block}html body[data-page-kind=workbook] .feature-list li:first-child{border-left:0;padding-left:0}html body[data-page-kind=workbook] .feature-list strong{margin-bottom:.5rem;font-size:.8rem;display:block}html body[data-page-kind=workbook] .feature-list span{font-size:.75rem;line-height:1.6;display:block}@media (width<=900px){html body[data-page-kind=workbook] .feature-list{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=530px){html body[data-page-kind=workbook] .feature-list{grid-template-columns:1fr;gap:1rem}html body[data-page-kind=workbook] .feature-list li,html body[data-page-kind=workbook] .feature-list li:first-child{border-left:0;border-top:1px solid var(--line);padding:1rem 0 0}html body[data-page-kind=workbook] .feature-list strong{font-size:.9rem}html body[data-page-kind=workbook] .feature-list span{font-size:.85rem}html body[data-page-kind] .result-tools[data-result-tools=cd]{grid-template-columns:1fr 1fr}html body[data-page-kind] .result-tools[data-result-tools=cd]>.tools-actions>button{grid-column:1/-1}}@media (width<=1100px){html body[data-page-kind=guide] .article-layout{grid-template-columns:minmax(0,1fr) 15rem;gap:2rem}}@media (width<=850px){html body[data-page-kind=guide] .article-layout{flex-direction:column;gap:1rem;margin-top:1rem;display:flex}html body[data-page-kind=guide] .article-layout>.page-contents{width:100%;padding:0;position:static}html body[data-page-kind=guide] .article-copy{width:100%}}@media (width<=760px){html body[data-page-kind=guide] .article-copy>.content-section:first-of-type{padding:1.2rem}html body[data-page-kind=guide] .article-copy>.content-section h2{font-size:1.4rem}html body[data-page-kind=calculator] .calculator-section-nav{margin-top:1rem}}@media print{html body[data-page-kind] .site-header,html body[data-page-kind] .site-footer,html body[data-page-kind] .page-contents{display:none!important}html body[data-page-kind] main{max-width:none;padding:0}html body[data-page-kind] .content-section{break-inside:avoid;border:0;max-width:none;background:#fff!important;width:100%!important}html body[data-page-kind] h1{font-size:26pt}html body[data-page-kind] .table-scroll:before{display:none}html body[data-page-kind] .worksheet-line{font-size:10pt}html body[data-page-kind=guide] .article-layout{display:block}}html body[data-page-kind=guide] .article-copy .related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}html body[data-page-kind=guide] .article-copy .related-card{min-width:0;padding:1.25rem}html body[data-page-kind=guide] .article-copy .related-card h3{font-size:1.05rem;line-height:1.4}html body[data-page-kind=guide] .article-copy .related-resources h2{font-size:clamp(1.6rem,2.5vw,2.2rem)}@media (width<=850px){html body[data-page-kind=guide] .article-copy{max-width:none}}@media (width<=530px){html body[data-page-kind=guide] .article-copy .related-grid{grid-template-columns:1fr}}html body[data-page-kind=calculator] .tool-heading{padding-bottom:.5rem}html body[data-page-kind] .result-tools>details:not(.result-action-notes)>summary{min-height:44px;color:var(--accent-dark);border:1px solid #bed3c5;border-radius:.45rem;padding:.65rem .7rem;font-size:.76rem;font-weight:750;line-height:1.5}html body[data-page-kind] .result-tools>details:not(.result-action-notes)>summary:hover,html body[data-page-kind] .result-tools>details[open]:not(.result-action-notes)>summary{background:#e4efe6}html body[data-page-kind] .result-tools>details:not(.result-action-notes){padding:0}html body[data-page-kind=workbook] .workbook-hero-proof{border:1px solid var(--line);background:#edf3ee;border-radius:.85rem;padding:1rem}html body[data-page-kind=workbook] .workbook-hero-proof img{box-shadow:none;border-radius:.4rem}html body[data-page-kind=directory] .directory-card>h2{max-width:27ch;margin:.6rem 0 1rem;font-size:clamp(1.4rem,2vw,1.8rem);line-height:1.25}@media (width<=760px){html body[data-page-kind=guide] .article-layout{margin-top:1.2rem;padding-top:1.2rem}html body[data-page-kind=workbook] .workbook-hero-proof{padding:.65rem}}html body[data-page-kind] .result-tools>details:not([open]):not(.result-action-notes)>summary{align-content:center;height:100%}@media (width<=900px){html body[data-page-kind] .site-header .feedback-shortcut{margin-left:auto}html body[data-page-kind] .primary-menu nav{top:calc(100% - .25rem)}}