Your calculations stay in your browser.

Calculator inputs

The amounts, rate, schedule, and results are processed in your browser. The calculator code does not send those values to our server and does not store them in a database. Resetting the form restores its defaults; closing the page does not save your scenario.

Website requests

Cloudflare delivers this site and processes the technical information needed to serve requests, such as the requested page and network information.

If analytics is enabled on the published site, we ask before loading Google Analytics or Microsoft Clarity. Declining prevents those scripts from loading. Google Analytics measures pages and the fixed event names calculator_view, calculation_completed, and validation_failed; the last event may include a field name such as years, never its value. Advertising signals and ad personalization are disabled in our tag configuration.

Clarity can provide aggregated interaction views and session recordings. The calculator form, results, and annual table are explicitly masked, and Clarity masks input and select contents. We do not send names, email addresses, account identifiers, calculator amounts, rates, schedules, or results through our analytics adapter.

Your analytics choice is stored in your browser so the site can remember it. Use “Privacy choices” to change the decision. The production integration was checked to confirm that Google Analytics and Clarity stay unloaded until analytics consent is granted.

Links to other sites

Our pages link to public resources including Investor.gov and the Consumer Financial Protection Bureau. Those sites have their own privacy practices when you follow their links.